Terms & Conditions

Last updated: 6 October 2026. These terms and conditions govern your use of the Lanterns & Ledgers website.

1. Agreement to these terms

These terms and conditions ("terms") govern your use of the website www.lanternsledgers.co.uk (the "website"), operated by Lanterns & Ledgers ("we", "us", "our"), a fractional finance consultancy based in Bristol, United Kingdom. By accessing or using the website, you agree to be bound by these terms. If you do not agree, please do not use the website.

2. Information, not professional advice

The content on this website is provided for general information purposes only. It describes our services and may include general commentary on finance and business topics. It does not constitute financial, accounting, tax, legal or other professional advice, and it is not a substitute for advice tailored to your circumstances. Nothing on this website is a financial promotion or an invitation to invest.

Our professional services are provided only under a separate written engagement letter or agreement signed by both parties, which sets out the scope of services, fees and applicable terms. No client, advisory or fiduciary relationship is created by your use of the website or by making an enquiry alone.

3. No reliance

While we take reasonable care in preparing the content on this website, we make no representations or warranties, express or implied, about its accuracy, completeness or suitability for any purpose. You use the website and rely on its content at your own risk. You should obtain professional advice before making, or refraining from making, any decision based on content on this website.

4. Acceptable use

You agree to use the website only for lawful purposes. In particular, you must not:

1. use the website in any way that breaches any applicable law or regulation;
2. transmit malware, spam or other harmful material through the website;
3. attempt to gain unauthorised access to the website, its servers or related systems;
4. interfere with or disrupt the website or its infrastructure;
5. use the website for unsolicited commercial communications; or
6. extract content from the website using automated tools without our prior written consent.

5. Intellectual property

All content on the website, including text, design, graphics, logos and the Lanterns & Ledgers name, is owned by us or our licensors and is protected by copyright, trade mark and other intellectual property laws. You may view and print pages for your own personal or internal business use. You must not otherwise reproduce, distribute or use any content without our prior written consent.

6. Third-party links

The website may contain links to third-party websites. These are provided for convenience only. We do not control and are not responsible for the content, accuracy or privacy practices of third-party websites. Accessing them is at your own risk.

7. Availability

We aim to keep the website available but we may suspend, withdraw or change any part of it at any time without notice. We do not guarantee that the website will be uninterrupted, timely or error-free.

8. Limitation of liability

To the fullest extent permitted by law, we exclude all conditions, warranties, representations and terms that may apply to the website, whether express or implied. We will not be liable for any indirect or consequential loss, or for loss of profit, revenue, business, contracts, anticipated savings, data or business interruption, arising out of or in connection with your use of, or inability to use, the website.

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded. Subject to that, our total aggregate liability arising out of or in connection with the website is limited to £100.

9. Indemnity

You agree to indemnify us against all losses, costs, damages and expenses (including reasonable legal fees) that arise from your breach of these terms or your misuse of the website.

10. Changes to these terms

We may revise these terms at any time. Revised terms apply to use of the website from the "Last updated" date above. Continued use of the website after changes means you accept the revised terms.

11. General

If any provision of these terms is found invalid or unenforceable, the remaining provisions stay in force. A person who is not a party to these terms has no rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any of them.

12. Governing law and jurisdiction

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction over any dispute arising from them.

13. Contact

Questions about these terms? Email hello@lanternsledgers.co.uk or write to: Lanterns & Ledgers, Bristol, United Kingdom.